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Financial Empowerment

Financial literacy programs are quickly becoming a valuable employee benefit. In fact, in recent years, many corporate human resource departments have recognized the importance of providing their employees with financial literacy education in the workplace. An Aon Hewitt study revealed that 93 percent of 250 employers surveyed said they need to do more to help employees’ financial well-being than just providing 401(k) matching.

 

Today’s employees also require a different kind of financial literacy education — one that provides employees with guidance on how to educate their children and grandchildren on money matters.

Just as conventional company benefits, such as health insurance and 401(k) plan matching, enhance the overall well-being of an employee’s family, companies can provide financial literacy education programs to benefit their employees’ entire families as well.

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Financial Empowerment
Understanding Credit and Credit Cards

In today's world credit is very important. One of the most determining factors of credit is how we understand and use our credit cards. In this series, we will discuss both understanding our credit score, as well as credit and debit cards.

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Financial Empowerment
Understanding Checkbooks

In today's internet world, many individuals seldom use paper checkbooks and their registers. In this series, we will learn about both and how to use them effectively.

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Financial Empowerment
Understanding Income and Your Paycheck

In this series, we will learn about the different kinds of income, as well as how to decipher your paycheck with all of its deductions.

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Financial Empowerment
Understanding Budgets

In order to accumulate wealth and a proper retirement account, we must understand how to budget our income and expenses. We must learn about the various types of financial statements which will guide us through this process, as well as how and why we must set up and maintain an emergency saving plan.

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Financial Empowerment
Understanding Debts

We all know the importance of credit, and credit is based on debt. In this series, we will learn about different types of debt, and how to handle it effectively and wisely.

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Financial Empowerment
Understanding Buying or Leasing a Car

In this series, we will answer the question as to whether it is better to buy or lease a car, as well as how to effectively shop for either a new or used automobile.

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Financial Empowerment
Understanding Buying or Leasing a Home

In this series, we will discuss the benefits and obstacles in both buying or renting a place to live. We will learn about the various types of mortgages, as well as what provisions to look for when renting a home or office.

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Financial Empowerment
Understanding Retirement Savings Plans

In this series, we will look at just some of the ways to help you ensure proper retirement savings. We will look at ways to participate in a company's retirement plan, as well as different ways to do it yourself.

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